In 1968, Congress passed legislation creating the National Flood Insurance Program (NFIP), purportedly in response to the rising costs associated with flood disasters. The results of the Congressional action is written into Title 42, Chapter 50, Subchapter I of the United States Code. Section 4011 authorizes the Federal Emergency Management Agency (FEMA) to develop and oversee the flood insurance program.
The Mitigation Division of FEMA administers the NFIP, and according to FEMA, there are 20,000 communities currently taking part in the program.
In order for communities to take part in the NFIP, they must adopt a Floodplain Management Program, which represents conformity to a myriad of zoning laws and ordinances that are established by FEMA. Without the adoption of the Floodplain Management Program, communities are not eligible for NFIP participation.
The NFIP Flood Insurance Manual, a guide for insurance companies, reads,
Participating (Eligible) Communities Flood insurance may be written only in those communities that have been designated as participating in the National Flood Insurance Program (NFIP) by the Federal Emergency Management Agency (FEMA).This flood insurance program is a great example of how Regional Governance is changing the face of government at a local level. FEMA says,
"Prior to the creation of the NFIP, floodplain management as a practice was not well established - only a few States and several hundred communities actually regulated floodplain development. For many communities, the NFIP was the community's initial exposure to land use planning and community regulations."By their own admission, FEMA states that the NFIP was the catalyst in introducing bureaucratic regulations into communities that had heretofore been free of such burden.
Through Flood Hazard Mapping, FEMA outlines which areas are high flood risk areas, sets ordinace standards for buildings in participating communities. Those communities who find themselves in violation of the FEMA standards, are put onto probation, "during which time a $50 surcharge is applied to all NFIP policies". If a community still doesn't comply by imposing and enforcing regulatory dictates, it may be suspended from the NFIP.
Community participation is voluntary, although flood insurance is not available to property owners unless your community chooses to participate.
FEMA is divided into ten regions, in accordance with the ten federal regions that were established under the Nixon administration by executive order.
For what purpose do we have a federal agency, through its ten regional offices, controlling all flood insurance in the country? Why is flood insurance only from the federal government? As the flood insurance manual states,
"Flood insurance may not be sold or renewed in communities that are suspended from the NFIP. When a community is suspended, coverage remains in effect until expiration. These policies cannot be renewed."Additionally, flood insurance is required by law in certain areas. At one time, we'd call this regulatory bureaucracy a form of taxation without representation. Today, it's just benevolent Big Brother trying to help.
I've received the following by e-mail from fellow patriot Tim Revere,
"I just heard on the local news ... FEMA is fixin to redraw floodplain maps around rivers AND creeks in the Austin area. I'm quite sure it's going on all over. That means if someone in that area has a mortgage they MUST buy flood insurance "from FEMA". That's federal stuff them folks GOTTA buy or loose their home."Tim is correct. A Google News search reveals people in various states are having to pay more for existing flood insurance, while others are having to begin buying it. Still others are having to make costly renovations to their properties in order to be in compliance with FEMA Floodplain regulations.
The federal government is in the business of disaster management. Weather manipulation is a reality, and is the key to creating "natural disasters". The more disasters there are, the more justification exists to take hard-earned dollars out of the hands of the American people, while imposing ever more harsh ordinances upon them.
The name of the game is control.
No comments:
Post a Comment